Personal Loans · Springfield, Oregon
3 credit unions in Springfield report personal loan rates to the NCUA. Rates range from 11.31% to 16.00%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
11.31%
Lowest Rate
14.09%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | GATEWAY ★ 4.0 · 4 reviews | 11.31% | 9.90% |
| 2 | SELCO COMMUNITY ★ 3.5 · 98 reviews | 14.96% | 14.82% |
| 3 | EMERALD EMPIRE ★ 3.9 · 24 reviews | 16.00% | — |
If you have high-rate credit card balances, a personal loan from a Springfield credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.