Personal Loans · Columbia, South Carolina
8 credit unions in Columbia report personal loan rates to the NCUA. Rates range from 9.99% to 18.00%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
9.99%
Lowest Rate
14.45%
City Average Rate
8 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | CURIS FINANCIAL ★ 5.0 · 174 reviews | 9.99% | — |
| 2 | ALLSOUTH ★ 3.8 · 133 reviews | 12.95% | — |
| 3 | SOUTH CAROLINA METHODIST CONF ★ 5.0 · 3 reviews | 13.00% | — |
| 4 | S. C. STATE ★ 3.9 · 49 reviews | 14.95% | 10.90% |
| 5 | COLUMBIA POST OFFICE ★ 3.0 · 4 reviews | 15.00% | — |
| 6 | CARO ★ 3.9 · 81 reviews | 15.25% | 11.95% |
| 7 | PALMETTO CITIZENS ★ 4.4 · 107 reviews | 16.48% | 15.90% |
| 8 | SOUTH CAROLINA NATIONAL GUARD ★ 3.6 · 24 reviews | 18.00% | 11.90% |
If you have high-rate credit card balances, a personal loan from a Columbia credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.