Personal Loans · Aberdeen, South Dakota
2 credit unions in Aberdeen report personal loan rates to the NCUA. Rates range from 12.50% to 14.72%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
12.50%
Lowest Rate
13.61%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | HEALTHCARE PLUS ★ 4.8 · 88 reviews | 12.50% | 11.90% |
| 2 | AREA ★ 4.0 · 4 reviews | 14.72% | — |
If you have high-rate credit card balances, a personal loan from a Aberdeen credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.