Personal Loans · Ogden, Utah
4 credit unions in Ogden report personal loan rates to the NCUA. Rates range from 11.45% to 15.90%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
11.45%
Lowest Rate
13.92%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | ASCENT ★ 4.3 · 95 reviews | 11.45% | 13.25% |
| 2 | EDUCATION 1ST ★ 4.8 · 22 reviews | 12.42% | 11.88% |
| 3 | GOLDENWEST ★ 4.6 · 321 reviews | 15.90% | 11.49% |
| 4 | WASATCH PEAKS ★ 3.4 · 77 reviews | 15.90% | 11.49% |
If you have high-rate credit card balances, a personal loan from a Ogden credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.