Personal Loans · Provo, Utah
3 credit unions in Provo report personal loan rates to the NCUA. Rates range from 9.63% to 14.33%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
9.63%
Lowest Rate
12.44%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | C U P ★ 3.8 · 32 reviews | 9.63% | — |
| 2 | UTAH COMMUNITY ★ 4.4 · 286 reviews | 13.37% | 18.00% |
| 3 | FREEDOM ★ 4.9 · 167 reviews | 14.33% | 13.56% |
If you have high-rate credit card balances, a personal loan from a Provo credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.