Personal Loans · Vernal, Utah
2 credit unions in Vernal report personal loan rates to the NCUA. Rates range from 8.50% to 11.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
8.50%
Lowest Rate
9.75%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | UINTAH ★ 4.0 · 3 reviews | 8.50% | — |
| 2 | VALLEY WIDE ★ 4.2 · 20 reviews | 11.00% | — |
If you have high-rate credit card balances, a personal loan from a Vernal credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.