Personal Loans · Christiansted, U.S. Virgin Islands
2 credit unions in Christiansted report personal loan rates to the NCUA. Lowest rate: 10.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
10.00%
Lowest Rate
10.00%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | MID-ISLAND ★ 4.4 · 8 reviews | 10.00% | — |
| 2 | CHRISTIANSTED ★ 4.4 · 8 reviews | 10.00% | — |
If you have high-rate credit card balances, a personal loan from a Christiansted credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.