M

Personal Loans · Charlottesville, Virginia

Best Credit Union Personal Loan Rates in Charlottesville, Virginia

1 credit union in Charlottesville report personal loan rates to the NCUA. Lowest rate: 10.44%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

10.44%

Lowest Rate

10.44%

City Average Rate

Personal Loan Rates — Charlottesville, Virginia

1 credit union sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1UNIVERSITY OF VA COMMUNITY CU

★ 3.9 · 24 reviews

10.44%9.98%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Charlottesville

If you have high-rate credit card balances, a personal loan from a Charlottesville credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Also Compare in Charlottesville

Best Car Loan Rates →Best Credit Card Rates →All of Virginia →

Browse All Credit Unions in Charlottesville

See member reviews, branch locations, and full rate details.

Credit Unions in Charlottesville →All of Virginia →