Personal Loans · Roanoke, Virginia

Best Credit Union Personal Loan Rates in Roanoke, Virginia

5 credit unions in Roanoke report personal loan rates to the NCUA. Rates range from 9.50% to 14.92%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

9.50%

Lowest Rate

11.70%

City Average Rate

Personal Loan Rates — Roanoke, Virginia

5 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1ROANOKE VALLEY COMMUNITY

★ 4.3 · 106 reviews

9.50%10.50%
2BLUE EAGLE

★ 4.9 · 513 reviews

9.71%9.79%
3HIGH STREET BAPTIST CHURCH

★ 4.5 · 21 reviews

12.00%—
4FREEDOM FIRST

★ 3.6 · 36 reviews

12.35%9.82%
5FIRST CARE

★ 4.1 · 9 reviews

14.92%—
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Roanoke

If you have high-rate credit card balances, a personal loan from a Roanoke credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Roanoke

See member reviews, branch locations, and full rate details.