Personal Loans · Salem, Virginia
2 credit unions in Salem report personal loan rates to the NCUA. Rates range from 9.25% to 11.34%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
9.25%
Lowest Rate
10.30%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SALEM VA MEDICAL CENTER ★ 2.7 · 15 reviews | 9.25% | 13.50% |
| 2 | KEMBA ROANOKE ★ 4.1 · 15 reviews | 11.34% | 11.72% |
If you have high-rate credit card balances, a personal loan from a Salem credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.