Personal Loans · Virginia Beach, Virginia
3 credit unions in Virginia Beach report personal loan rates to the NCUA. Rates range from 10.95% to 13.48%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.95%
Lowest Rate
12.22%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | BEACH MUNICIPAL ★ 3.4 · 35 reviews | 10.95% | 12.49% |
| 2 | CHARTWAY ★ 4.1 · 31 reviews | 12.24% | 15.49% |
| 3 | VA BEACH POSTAL ★ 4.6 · 7 reviews | 13.48% | 10.33% |
If you have high-rate credit card balances, a personal loan from a Virginia Beach credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.