Personal Loans · Washington, District of Columbia
28 credit unions in Washington report personal loan rates to the NCUA. Rates range from 7.00% to 15.00%.
Updated Q1 2026 · NCUA Call Report data
28
CUs Reporting Rates
7.00%
Lowest Rate
10.87%
City Average Rate
28 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | PMI EMPLOYEES | 7.00% | — |
| 2 | GSA ★ 2.1 · 19 reviews | 7.49% | 11.88% |
| 3 | GOVERNMENT PRINTING OFFICE ★ 4.5 · 42 reviews | 7.75% | 9.90% |
| 4 | MT GILEAD ★ 4.3 · 9 reviews | 8.00% | — |
| 5 | BANK FUND STAFF ★ 2.2 · 33 reviews | 8.20% | 14.99% |
| 6 | DEPARTMENT OF COMMERCE ★ 2.5 · 104 reviews | 8.91% | 11.09% |
| 7 | MT. AIRY BAPTIST CHURCH ★ 4.8 · 22 reviews | 8.98% | — |
| 8 | DEPARTMENT OF THE INTERIOR ★ 4.8 · 621 reviews | 9.25% | 11.00% |
| 9 | GEORGETOWN UNIVERSITY ALUMNI AND ST ★ 4.3 · 28 reviews | 9.35% | — |
| 10 | IDB GLOBAL ★ 4.7 · 389 reviews | 9.75% | 10.75% |
| 11 | SARGENT | 9.90% | — |
| 12 | HUD ★ 2.5 · 20 reviews | 10.00% | 6.99% |
| 13 | LIBRARY OF CONGRESS ★ 2.9 · 21 reviews | 10.75% | 9.75% |
| 14 | AFL CIO EMPLOYEES ★ 2.7 · 24 reviews | 10.76% | — |
| 15 | DISTRICT OF COLUMBIA TEACHERS ★ 3.8 · 16 reviews | 11.44% | 13.50% |
| 16 | WRIGHT PATMAN CONGRESSIONAL ★ 2.8 · 23 reviews | 11.49% | 18.00% |
| 17 | ADVANTAGE FINANCIAL ★ 4.1 · 14 reviews | 11.49% | 10.24% |
| 18 | TREASURY DEPARTMENT ★ 3.4 · 22 reviews | 11.52% | 11.50% |
| 19 | PARAMOUNT BAPTIST CHURCH ★ 4.4 · 40 reviews | 12.00% | — |
| 20 | JOHN WESLEY AME ZION CHURCH ★ 4.3 · 17 reviews | 12.00% | — |
| 21 | PEPCO ★ 3.1 · 7 reviews | 12.50% | 9.99% |
| 22 | EP ★ 3.8 · 11 reviews | 12.95% | 11.53% |
| 23 | DEPT OF LABOR ★ 3.0 · 54 reviews | 13.11% | 11.76% |
| 24 | PHI BETA SIGMA ★ 5.0 · 10 reviews | 13.47% | — |
| 25 | DC ★ 3.5 · 57 reviews | 13.71% | 13.09% |
| 26 | O.A.S. STAFF ★ 3.5 · 15 reviews | 13.75% | 12.75% |
| 27 | F R B ★ 3.6 · 13 reviews | 13.93% | 9.44% |
| 28 | D C FIRE DEPARTMENT ★ 5.0 · 2 reviews | 15.00% | — |
If you have high-rate credit card balances, a personal loan from a Washington credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.