Personal Loans · Seattle, Washington
5 credit unions in Seattle report personal loan rates to the NCUA. Rates range from 8.52% to 17.06%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.52%
Lowest Rate
13.14%
City Average Rate
5 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | SALAL ★ 3.0 · 21 reviews | 8.52% | 13.75% |
| 2 | WATERFRONT ★ 3.4 · 34 reviews | 9.74% | 2.97% |
| 3 | EXPRESS ★ 4.6 · 180 reviews | 14.63% | 16.01% |
| 4 | VERITY ★ 3.3 · 49 reviews | 15.74% | 17.99% |
| 5 | SEATTLE METROPOLITAN ★ 2.7 · 55 reviews | 17.06% | 14.55% |
If you have high-rate credit card balances, a personal loan from a Seattle credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.