Personal Loans · Spokane, Washington

Best Credit Union Personal Loan Rates in Spokane, Washington

9 credit unions in Spokane report personal loan rates to the NCUA. Rates range from 9.04% to 13.50%.

Updated Q1 2026 · NCUA Call Report data

9

CUs Reporting Rates

9.04%

Lowest Rate

11.15%

City Average Rate

Personal Loan Rates — Spokane, Washington

9 credit unions sorted by APR

#Credit UnionPersonal Loan APRCredit Card APR
1SPOKANE FIREFIGHTERS

★ 5.0 · 5 reviews

9.04%5.93%
2RESPONDERS EMERGENCY SERVICES

★ 4.4 · 22 reviews

10.13%9.30%
3SPOKANE MEDIA

★ 3.9 · 14 reviews

10.45%12.90%
4AVISTA CORP.

★ 2.4 · 311 reviews

10.99%11.49%
5SPOKANE CITY

★ 4.0 · 32 reviews

11.13%9.20%
6CANOPY

★ 4.0 · 166 reviews

11.49%9.90%
7PRIMESOURCE

★ 3.7 · 21 reviews

11.75%9.90%
8SAFEWAY

★ 4.3 · 30 reviews

11.89%9.90%
9PROGRESSIONS

★ 3.5 · 37 reviews

13.50%12.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on credit score and loan term.

Debt Consolidation in Spokane

If you have high-rate credit card balances, a personal loan from a Spokane credit union can consolidate them into one lower-rate payment and save hundreds in interest.

Share-Secured Loans

Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.

Browse All Credit Unions in Spokane

See member reviews, branch locations, and full rate details.