Personal Loans · Spokane Valley, Washington
2 credit unions in Spokane Valley report personal loan rates to the NCUA. Rates range from 5.32% to 11.90%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.32%
Lowest Rate
8.61%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | NUMERICA | 5.32% | 12.70% |
| 2 | HORIZON ★ 4.1 · 53 reviews | 11.90% | 12.40% |
If you have high-rate credit card balances, a personal loan from a Spokane Valley credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.