Personal Loans · Oshkosh, Wisconsin
4 credit unions in Oshkosh report personal loan rates to the NCUA. Rates range from 10.49% to 14.00%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
10.49%
Lowest Rate
12.31%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | VERVE, A CREDIT UNION ★ 3.8 · 94 reviews | 10.49% | 14.65% |
| 2 | WINNEBAGO COMMUNITY ★ 3.9 · 30 reviews | 12.06% | 10.44% |
| 3 | OSHKOSH COMMUNITY ★ 3.9 · 16 reviews | 12.70% | 12.90% |
| 4 | RIPPLE ★ 4.3 · 26 reviews | 14.00% | 17.24% |
If you have high-rate credit card balances, a personal loan from a Oshkosh credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates — a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.