Personal Loans ยท Sparta, Wisconsin
1 credit union in Sparta report personal loan rates to the NCUA. Lowest rate: 10.40%.
Updated Q1 2026 ยท NCUA Call Report data
1
CUs Reporting Rates
10.40%
Lowest Rate
10.40%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | Personal Loan APR | Credit Card APR |
|---|---|---|---|
| 1 | 1ST COMMUNITY โ 4.4 ยท 85 reviews | 10.40% | 9.40% |
If you have high-rate credit card balances, a personal loan from a Sparta credit union can consolidate them into one lower-rate payment and save hundreds in interest.
Many credit unions offer loans secured by your own savings at very low rates โ a common tool for building or rebuilding credit history.
See member reviews, branch locations, and full rate details.