PRESCOTT is an NCUA-insured credit union located in Prescott, AZ. New auto loan rates from 4.00% APR. Google rating: 4.7 out of 5 from 12 reviews.

Prescott

500 N State Route 89, Prescott, AZ 86313

NCUA Insured4.7 (12 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Prescott, AZ may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1937

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

500 N State Route 89

Prescott, AZ 86313

Google Maps 🗺Waze

(928) 445-7970

Service Area

This credit union is located in Prescott and serves members in the AZ area. Currently serving 1,284 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

4.00%

Used Auto Loan

6.50%

Personal Loan

14.00%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in AZ

Lowest rates currently reported by credit unions in AZ (NCUA Q1 2026).

First American— New Auto Loan

Casa Grande, AZ

2.99%

First American— Used Auto Loan

Casa Grande, AZ

4.09%

Marisol— Personal Loan

Phoenix, AZ

9.23%

Pima— Credit Card APR

Tucson, AZ

2.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Compare Rates in Prescott

See how PRESCOTT stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Prescott →Best Personal Loan Rates in Prescott →Best Credit Card Rates in Prescott →All Credit Unions in Prescott →

Member Reviews

4.7

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Paul Whitaker

3 months ago

Love PFCU. Everything about them is on point always. The whole crew immediately greets you by name when you walk in there. How do they remember everyone’s name ? Lol

Carla McCullough

5 months ago

Im Amazed with the down home, small town, visit ur neighbor for coffee vibe . I simply love ❤️ this place. All staff, especially Julie, truly make me feel like coming in not just to bank... but visit.

Robert Pierce

4 months ago

What they lack in technology, they definitely make up for it in kindness! I have nothing but love for the entire staff!

Mary Jeffers

9 months ago

No one at this institution lets you know that when you go to open an account, Fort Whipple shuts down your GPS. They also don't let you know that the location of the office is incorrect on all maps. Apparently, they don't want the business. They are certainly not getting mine!