Edwards
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1962
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Edwards, CA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1962
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Edwards and serves members in the CA area. Currently serving 16,661 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
6.24%Used Auto Loan
6.74%Personal Loan
12.99%Credit Card APR
14.99%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in CA
Lowest rates currently reported by credit unions in CA (NCUA Q1 2026).
Burbank, CA
Chula Vista, CA
San Jose, CA
Arcata, CA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Compare Rates in Edwards
See how EDWARDS stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
4.3
30 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Dave Parker
8 months ago
Terrible customer service, dont have problems on the weekend you have to wait until Monday Or Tuesday to get anything done. Lord help if you forget your password on the weekend!
Wendy Mccallister
a year ago
Angela helped us and was very helpful and nice. We opened up an account for our teenager and considering Angela was new she definitely knew her stuff and we really appreciate all her hard work.
Jonathan Fernandez
a year ago
My experience with Edwards credit union Air Force Base branch is remarkable. The teller ms. Antonia is kind, knowledgeable, and helpful in answering my banking needs plus she did it with a wonderful smile 😁
Cathy Calma
a year ago
The ladies (Jennifer and Antonia) that assisted me today were very helpful and worked with me to accomplish my banking goals. I appreciate their patience and respectfulness.
Paul Bergen (Pager)
a year ago
It's very difficult to reach customer service, through their centralized phone number. It takes 35 minutes, each call, of waiting time, yet no one answers the phone. It's disappointing, considering the 30 plus years of being a loyal EAFB credit union client.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(661) 952-5945Website
Visit WebsiteMembers
16,661
Total Assets
$278.9M
Year Opened
1962
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile