HUNTINGTON BEACH is an NCUA-insured credit union located in Huntington Beac, CA. New auto loan rates from 6.75% APR. Google rating: 4.0 out of 5 from 9 reviews.

Huntington Beach

PO Box E910, Huntington Beac, CA 92648

NCUA Insured4.0 (9 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Huntington Beac, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box E910

Huntington Beac, CA 92648

Google Maps 🗺Waze

(714) 536-6517

Service Area

This credit union is located in Huntington Beac and serves members in the CA area. Currently serving 1,954 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.75%

Used Auto Loan

8.00%

Personal Loan

16.50%

Credit Card APR

13.90%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q1 2026).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Chula Vista City Employees— Used Auto Loan

Chula Vista, CA

1.99%

Keypoint— Personal Loan

San Jose, CA

2.99%

Northern Redwood— Credit Card APR

Arcata, CA

4.21%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Huntington Beac

See how HUNTINGTON BEACH stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Huntington Beac →Best Personal Loan Rates in Huntington Beac →Best Credit Card Rates in Huntington Beac →All Credit Unions in Huntington Beac →

Member Reviews

4.0

9 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Valeria Palumbo

7 months ago

ATM is located in HB Civic Center, outside, and in front of Police office. I had no problems with my money transaction. Granted, this ATM is a shared CO-OP for all the different credit union members.

Robert R

a year ago

Deceptive. If you need an ATM, don't go here after 4 or whenever they close The ATM was inaccessible after hours. Wasting time, going to this ATM.. They should update their google listing's hours of operation.

Kent He

a year ago

Great service, Zach and his team went above and beyond to help me and listen to my family's story!

Blessed Thankful

a year ago

I been with this bank for 4yrs first time coming to this branch in HB and was the worse experience, I felt discriminated never coming back here Really disappointed