COUNTY SCHOOLS is an NCUA-insured credit union located in Ventura, CA. New auto loan rates from 6.84% APR. Google rating: 3.7 out of 5 from 28 reviews.

County Schools

3954 E Main St, Ventura, CA 93003

NCUA Insured3.7 (28 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Ventura, CA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1960

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

3954 E Main St

Ventura, CA 93003

Google Maps 🗺Waze

(805) 644-4657

Service Area

This credit union is located in Ventura and serves members in the CA area. Currently serving 4,643 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.84%

Used Auto Loan

7.70%

Personal Loan

11.52%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in CA

Lowest rates currently reported by credit unions in CA (NCUA Q1 2026).

Sag-Aftra— New Auto Loan

Burbank, CA

1.99%

Chula Vista City Employees— Used Auto Loan

Chula Vista, CA

1.99%

Keypoint— Personal Loan

San Jose, CA

2.99%

Northern Redwood— Credit Card APR

Arcata, CA

4.21%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Compare Rates in Ventura

See how COUNTY SCHOOLS stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Ventura →Best Personal Loan Rates in Ventura →Best Credit Card Rates in Ventura →All Credit Unions in Ventura →

Member Reviews

3.7

28 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Gil Ramirez Jr.

3 months ago

This isn't a bank, it's a dear friend. One time they let me keep a surfboard inside for a few hours when I couldn't take it on the bus. They spotted me lunch money today. Every teller is a mark of class and credit to humanity. Love this place!

camcameroncam

a year ago

County Schools FCU has been a great credit union to work with! They are very kind inside and are always eager to help. I financed a vehicle through them and they worked with me through all of the help I needed. Their rates are great and staff is very friendly. Highly recommend.

P145fgr

5 months ago

Coop customers: ATM is not working and it’s DISGUSTINGLY dirty. What a gross bank!

Aaron Constante

9 years ago

Great credit union. Always happy to help with questions and provided me with multiple loans throughout the past decade. Only downside is they charge $10.00 for Credit Card/Debit Payments, so you'd have to make payments through a Check. Otherwise their interest rates are good and they are willing to Refi if you're in good standing with them.

Florida Alvarado

10 years ago

I am a client since 1991, and I can say that I have never had any problem with this bank. Issues with some people they outsourced with in the past were resolved after I showed proof that in good faith I had been trying to get assistance from that company, but instead I had people calling me to help me with the debt during the housing crash in the year 2007-2008 while I became unable to walk on my feet or to work. I want to commend April (Attorney), Bob Emerick (Administrator), and some man that had an Italian last name...I cannot remember his last name. They all reviewed my situation, and assisted me in any way possible they could. Thanks God, I did not lose my house. People are friendly, and with online banking, I rarely go there for transactions. My three sons also have accounts with the same bank. Their interest rates are good.