CHAMPIONS FIRST is an NCUA-insured credit union located in Tallahassee, FL. New auto loan rates from 5.03% APR. Google rating: 4.5 out of 5 from 154 reviews.

Champions First

PO Box 182499, Tallahassee, FL 32318

NCUA Insured4.5 (154 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1991

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Tallahassee, FL may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1991

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 182499

Tallahassee, FL 32318

Google Maps 🗺Waze

(850) 224-4960

Service Area

This credit union is located in Tallahassee and serves members in the FL area. Currently serving 32,930 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.03%

Used Auto Loan

6.50%

Personal Loan

10.45%

Credit Card APR

12.95%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in FL

Lowest rates currently reported by credit unions in FL (NCUA Q1 2026).

Mccoy— New Auto Loan

Orlando, FL

1.99%

Broward Healthcare— Used Auto Loan

Fort Lauderdale, FL

1.99%

Mccoy— Personal Loan

Orlando, FL

7.99%

Eglin— Credit Card APR

Fort Walton Bea, FL

7.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Compare Rates in Tallahassee

See how CHAMPIONS FIRST stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Tallahassee →Best Personal Loan Rates in Tallahassee →Best Credit Card Rates in Tallahassee →All Credit Unions in Tallahassee →

Member Reviews

4.5

154 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shena Mount

10 months ago

I just recently bought a new vehicle through Enterprise Car Sales and got financed through Champions First Credit Union and had the best car buying and finance experience ever. My loan originator Ramsey Schafer had a great personality and provided exceptional customer service. She was very professional and prompt, she respond back quickly to calls and emails. She provided financing options and she just got my paperwork completed and check mailed out to Enterprise quickly. Champions offered me the best financing rate better than the credit union I’ve been a member of over 20 years. I highly recommend getting finance through Champions First Credit Union.

Skylur Blombergh

3 months ago

Only reason for 3 stars is because of their automated text messaging system. I have tried reaching out multiple times throughout the past year and not once has anyone reached back out to me in any way at all. I dont understand why you would have a system in place if it doesnt accomplish what it was initially set out to do. It shouldn't be this difficult to get in contact with someone at your bank. Never had this issue with Bank of America.

Debbie's Grand'ola

3 months ago

I recently had a horrible experience with this branch. I wish I hadgot the name of the teller! She is the only one I saw with lighter colored hair. It took nearly a month to receive my replacement debit card, that I had been charged $10 for. The bank by phone person said I should see it in the mail in about 7-10 days. It appears that it was supposed to be an instant issued card and the bank and certainly this particular teller really dropped the ball. I nearly closed my accounts!!! I plan to never go back to the North Monroe branch again!!! That teller needs to be let go, perhaps she could manage a job at the bank behind the scenes, because she doesn't treat humans well!!!

Joseph McDonald

4 months ago

Jupiter was very professional and helpful with a mobile check deposit situation that never should have been an issue. I am a long time customer with cfcu and this situation will have me closing all of my accounts! They held my money even though it was immediately withdrawn from the other institution. Im not happy with that in the least!

Peter Dipersio

4 months ago

I have a car loan through Champions First! I have been to the branch over 10 times to try and tell them that I need to get monthly statements in the mail so I know what my balance is on the car loan. I have yet to receive a statement and it’s been over 2 years! I guess I will have to either call the corporate office or the Better Business Bureau!