MOLOKAI COMMUNITY is an NCUA-insured credit union located in Kaunakakai, HI. New auto loan rates from 5.32% APR. Google rating: 4.4 out of 5 from 12 reviews.

Molokai Community

P.O. Box 1888, Kaunakakai, HI 96748

NCUA Insured4.4 (12 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kaunakakai, HI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1951

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

P.O. Box 1888

Kaunakakai, HI 96748

Google Maps 🗺Waze

(808) 553-5328

Service Area

This credit union is located in Kaunakakai and serves members in the HI area. Currently serving 4,281 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.32%

Used Auto Loan

6.60%

Personal Loan

11.24%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in HI

Lowest rates currently reported by credit unions in HI (NCUA Q1 2026).

Helco— New Auto Loan

Hilo, HI

3.00%

Lokahi— Used Auto Loan

Honolulu, HI

3.24%

Helco— Personal Loan

Hilo, HI

5.00%

Hawaii Law Enforcement— Credit Card APR

Honolulu, HI

7.65%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Compare Rates in Kaunakakai

See how MOLOKAI COMMUNITY stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Kaunakakai →Best Personal Loan Rates in Kaunakakai →Best Credit Card Rates in Kaunakakai →All Credit Unions in Kaunakakai →

Member Reviews

4.4

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jesica Parker

6 years ago

Great staff! They are friendly, helpful, and efficient. Currently loving their new app too.

Constantino C. “Econg” Ruiz

7 years ago

As a member of Molokai F.C.U the staff is friendly and helpful. Although when it comes to calling no one answers it takes about 4attmepts to finally get in touch with customers serices .