CAPITOL VIEW is an NCUA-insured credit union located in Des Moines, IA. New auto loan rates from 4.49% APR. Google rating: 5.0 out of 5 from 102 reviews.

Capitol View

623 E 12th St, Des Moines, IA 50309

NCUA Insured5.0 (102 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1944

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Des Moines, IA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1944

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

623 E 12th St

Des Moines, IA 50309

Google Maps 🗺Waze

(515) 348-8350

Service Area

This credit union is located in Des Moines and serves members in the IA area. Currently serving 1,758 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

4.49%

Used Auto Loan

4.99%

Personal Loan

9.99%

Credit Card APR

10.50%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in IA

Lowest rates currently reported by credit unions in IA (NCUA Q1 2026).

Telco Triad Community— New Auto Loan

Sioux City, IA

1.99%

Waterloo Firemen'S— Used Auto Loan

Waterloo, IA

2.75%

Dubuque Postal Employees— Personal Loan

Dubuque, IA

4.82%

Affinity— Credit Card APR

Des Moines, IA

8.30%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Des Moines

See how CAPITOL VIEW stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Des Moines →Best Personal Loan Rates in Des Moines →Best Credit Card Rates in Des Moines →All Credit Unions in Des Moines →

Member Reviews

5.0

102 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kristi Williamson

3 months ago

Capitol View Credit Union is the BEST! I’ve been with them for years! They offer excellent customer service and assistance when needed. Their banking app is especially helpful for all your financial needs. I highly recommend!!

Caroline Larkin

3 months ago

I have been with this credit union since my dad opened my very first savings account. They are professional and efficient. I can count on them to protect my accounts while making banking easy! Highly recommend. Thank you CapView!

Bill Dawson

3 months ago

I have been a member of Capitol View Credit Union for 50 years. They have always been friendly, helpful, and attentive to my questions and needs. I no longer live in Iowa, but continue to use CVCU as my primary banking choice. Dealing with them is very easy, whether in person, by phone, internet, or email.

L Soetmelk

3 months ago

We really like Capital View Credit Union, love the small town feel, how they know you by name, great rates, very helpful and caring, they follow up making sure everything works out. Every employee seems to be knowledgeable, we are not pushed off from person to person!

nancy frizell

3 months ago

I have always had great help from anyone I’ve ever spoken with at Capitol View Credit Union. People have come and gone, but always, always been great people to work with to help me with any of my needs. Thank you CVCU!