ARK VALLEY is an NCUA-insured credit union located in Arkansas City, KS. New auto loan rates from 4.59% APR. Google rating: 4.3 out of 5 from 22 reviews.

Ark Valley

1515 N Summit St, Arkansas City, KS 67005

NCUA Insured4.3 (22 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Arkansas City, KS may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1955

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1515 N Summit St

Arkansas City, KS 67005

Google Maps 🗺Waze

(620) 442-8210

Service Area

This credit union is located in Arkansas City and serves members in the KS area. Currently serving 8,916 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

4.59%

Used Auto Loan

5.72%

Personal Loan

11.71%

Credit Card APR

13.00%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in KS

Lowest rates currently reported by credit unions in KS (NCUA Q1 2026).

Communityamerica— New Auto Loan

Lenexa, KS

2.84%

Catholic Family— Used Auto Loan

Wichita, KS

4.75%

U S P L K Employees— Personal Loan

Leavenworth, KS

3.11%

Sunflower Community— Credit Card APR

Marysville, KS

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Compare Rates in Arkansas City

See how ARK VALLEY stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Arkansas City →Best Personal Loan Rates in Arkansas City →Best Credit Card Rates in Arkansas City →All Credit Unions in Arkansas City →

Member Reviews

4.3

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Devon Pinkston

2 years ago

The restrictions on a small loan is 2 years of payment history under a ‘self employment’ policy. No wiggle room, no solution to my issue. I’ve been loyal and fairly consistent for most of the 3 years of my car note which is all that I have with the credit union. Never defaulted. Do better.

Nickelus Brookshire

6 years ago

I love this bank. Always friendly service! I had previously had issues with my credit. This bank offers a secure credit card that can help you rebuild or build your credit. Go see these guys/gals they will sure brighten up your day.

Crystal Eaton

4 years ago

The wonderful staff always has gone above and beyond to help everyone I know that banks there. Highly recommend to anyone looking for a new credit union or new to town.