SOMERVILLE MUNICIPAL is an NCUA-insured credit union located in Somerville, MA. New auto loan rates from 5.02% APR. Google rating: 3.9 out of 5 from 15 reviews.

Somerville Municipal

236 Holland St, Somerville, MA 02144

NCUA Insured3.9 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Somerville, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1941

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

236 Holland St

Somerville, MA 02144

Google Maps 🗺Waze

(617) 625-0898

Service Area

This credit union is located in Somerville and serves members in the MA area. Currently serving 2,200 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

5.02%

Used Auto Loan

6.75%

Personal Loan

10.94%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q1 2026).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.57%

Gfa— Credit Card APR

Gardner, MA

1.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Compare Rates in Somerville

See how SOMERVILLE MUNICIPAL stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Somerville →Best Personal Loan Rates in Somerville →Best Credit Card Rates in Somerville →All Credit Unions in Somerville →

Member Reviews

3.9

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Patricia Johnson

a year ago

I've been a member since 1970 and it has definitely gone down hill over the years. Very sad because in the past I used to brag about how great it was. The decline began when the manager named Faith left. She was top notch!!!

Karen Love

8 years ago

I love to come to the Somerville's credit union. The staff is always kind and very helpful. You should join because Joanne, Ron, Jason, Charlene, Charlie, Stacy are all wonderful people. And will help you anyway the can. So come and join.

maryse clairzier

2 years ago

Joan is one of the best. She is composed and always takes her time to assist me with courtesy. Great staff....service is fast and courteous.

John Femino

9 years ago

Psa: Notary services are only provided to members. Usually try not to post negative reviews but the service here was flat out bad. Called ahead to be sure they offered notary services to non-members and was assured they did. Went down, paid for parking, and then, after checking in and waiting 15 minutes for the notary to be available, was told they would not help me because I was not a member. Still would not help even after I explained that I called and asked about this.