Virginia Coop
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1937
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Virginia, MN may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1937
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Virginia and serves members in the MN area. Currently serving 2,784 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
5.49%Personal Loan
10.49%Credit Card APR
9.99%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MN
Lowest rates currently reported by credit unions in MN (NCUA Q1 2026).
Virginia, MN
Brainerd, MN
Saint Paul, MN
Dawson, MN
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Compare Rates in Virginia
See how VIRGINIA COOP stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
4.6
19 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Sandysan46
3 months ago
A great banking institution and such very friendly people.
Tanya Sale
5 months ago
The staff is always very friendly & helpful!
BeZerk Aveli
9 years ago
Good bank with bankers who can actually remember your name and face. Banked with them for years. Only downside is they really need to upgrade on their website and offer online loan payments, applications, etc. And they need to get their ATM working on a regular basis
Sue Stevens
5 years ago
We’ve banked here for many years and have always enjoyed their courteous and friendly service.
Deb Houghton
6 years ago
I always get a smile and you can tell the girls love their jobs it shows
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(218) 741-5644Website
Visit WebsiteMembers
2,784
Total Assets
$44.7M
Year Opened
1937
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile