L'OREAL USA is an NCUA-insured credit union located in Clark, NJ. New auto loan rates from 2.99% APR. Google rating: 4.7 out of 5 from 6 reviews.

L'Oreal Usa

111 Terminal Ave, Clark, NJ 07066

NCUA Insured4.7 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

111 Terminal Ave

Clark, NJ 07066

Google Maps 🗺Waze

(732) 499-6679

Service Area

This credit union is located in Clark and serves members in the NJ area. Currently serving 1,673 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

2.99%

Used Auto Loan

4.99%

Personal Loan

11.99%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NJ

Lowest rates currently reported by credit unions in NJ (NCUA Q1 2026).

Bay Atlantic— New Auto Loan

Vineland, NJ

1.99%

Deepwater Industries— Used Auto Loan

Deepwater, NJ

4.00%

Linden Nj Police & Firemen— Personal Loan

Linden, NJ

6.99%

Union Building Trades— Credit Card APR

Parsippany, NJ

7.95%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Clark

See how L'OREAL USA stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Clark →Best Personal Loan Rates in Clark →Best Credit Card Rates in Clark →All Credit Unions in Clark →

Member Reviews

4.7

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Patrick C

9 months ago

This building now has the credit union and main entrance to the new headquarters. This building is massive.

Michael Rhode

11 years ago

I have been a member of L'Oreal USA Federal Credit Union since I believe 2004. I have had wonderful experiences with them ever since. Over the years they have lent me money to help me consolidate and pay off high-interest credit cards, finance or refinance vehicles and just give me overall credit and money-management advise. I have dealt with Kristina, Laura and Mary over the years. I believe that the idea of a credit union is a wonderful thing. They provide their members with personalized care and consideration when it comes to lending. They understand that a credit report is just that. A report. They ask questions and find out "what exactly is this?" Not just arriving at assumptions based off a 3 digit number that is a very intricate, moving target. If you ever have the opportunity to become a member of this organization, do it; even if you don't think you'll need it. I am glad I had when I was able to and don't regret it one bit!

f madden

9 years ago

this credit union needs to seriously update it's software-outdated.my other financial ibztitution is live with it's statements of deposis and withdrawls.