Rutgers
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in New Brunswick and serves members in the NJ area. Currently serving 6,470 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
5.71%Used Auto Loan
5.60%Personal Loan
8.95%Credit Card APR
12.96%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NJ
Lowest rates currently reported by credit unions in NJ (NCUA Q1 2026).
Vineland, NJ
Deepwater, NJ
Linden, NJ
Parsippany, NJ
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Compare Rates in New Brunswick
See how RUTGERS stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
3.0
6 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Krishna Sudarshan
2 years ago
This is a great banking service to have right on the campus. There is an ATM here but perhaps only for account holders. The fees are reasonable but working hours are limited. As the parent of a student I can vouch for credit unions as providing better services than the major banks and unfortunately are not well known enough due to limited marketing budgets.
Joshua Tedesco
8 years ago
The Rutgers Federal Credit Union functions just as any other bank externally. I would say that this is. probably the most convinient bank for anyone who lives near the Rutgers Busch and or College Avenue campuses. There is a 24/7 atm which means you can get cash whenever you need it. I believe the maximum ATM withdrawal is $500 though.
M F
3 years ago
HOLY POOPIES!!! Been with them almost 30 years and am dumbfounded at how the management has DESTROYED this credit union, especially under the guise of the covid pandemic, YEAH, I'm an owner 🤣🤣🤣 The appearance of wrong-doing is astounding! If you are a member of the Rutgers's community, DO NOT BANK HERE, and if you already do, MOVE YOUR MONEY AND THINGS ASAP!!! Worse than a commercial bank and services them at your expense... 7 POOPIES !!!!!!! 💩💩💩💩💩💩💩
Mel
5 years ago
Google hasn’t updated the hours for RFCU locations. Here is a picture of the hours.
Natale Mazzaferro
3 years ago
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(732) 932-7645Website
Visit WebsiteMembers
6,470
Total Assets
$81.4M
Year Opened
1954
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile