LOS ALAMOS SCHOOLS is an NCUA-insured credit union located in Los Alamos, NM. New auto loan rates from 4.49% APR. Google rating: 5.0 out of 5 from 138 reviews.

Los Alamos Schools

P.O. Box 887, Los Alamos, NM 87544

NCUA Insured5.0 (138 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Los Alamos, NM may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 887

Los Alamos, NM 87544

Google Maps 🗺Waze

(505) 662-3421

Service Area

This credit union is located in Los Alamos and serves members in the NM area. Currently serving 2,221 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

4.49%

Used Auto Loan

5.49%

Personal Loan

13.99%

Credit Card APR

10.00%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q1 2026).

Four Corners— New Auto Loan

Kirtland, NM

2.57%

Del Norte— Used Auto Loan

Los Alamos, NM

3.49%

Cuba— Personal Loan

Cuba, NM

7.00%

Artesia— Credit Card APR

Artesia, NM

9.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Compare Rates in Los Alamos

See how LOS ALAMOS SCHOOLS stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Los Alamos →Best Personal Loan Rates in Los Alamos →Best Credit Card Rates in Los Alamos →All Credit Unions in Los Alamos →

Member Reviews

5.0

138 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

J. Chappel

3 years ago

I started using Los Alamos Schools Credit Union when my previous vehicle “exploded” and I was looking for a new automobile loan in 2021. In that time, I have learned to truly appreciate how this credit union does business and is extremely member focused. The employees are extremely welcoming and knowledgeable about the services they offer, and the building is absolutely beautiful! Stop on by to see what they can help you with! (Have an extra few minutes, read “The Story of the Big Douglas Fir.” It’s a fun little gem, exclusive to the credit union.)

Anna Williams

2 years ago

I have been at the credit union for many years now and have love how friendly everyone is. They are always so helpful and sweet and understanding specially since I can never remember my number and have to ask for help all the time. I started my children’s accounts her as well because I know it’s a great place to have money for them.

Deidre Thorn

2 years ago

Exactly what a home town credit union should be - friendly, courteous, and helpful. My family and I have been with them for 18 years and they have been so helpful with car loans, education loans, and general banking needs. On top of that, LASCU has come into my classroom on several occasions to teach my students about banking and credit. Such a great place!

Emily Gartz

2 years ago

I have loved working with LASCU. Their staff is knowledgeable, friendly, and easily accessible. It is a great place for kids younger than 16 to be able to open their own account and practice money responsibility.

Mary

2 years ago

LASCU is the credit union that has my complete trust. They have always been very professional, and friendly. Always good to see their smiling faces. Los Alamos is lucky to have such a quality financial institute. They are the best. I just purchased a 2023 Subaru Forester Touring with a loan from the LA Schools Credit Union. They performed exceptional service. I'm proud to be a member. Thank you for helping me with my loan. They are all capable of performing day in and day out services.