Van Cortlandt Cooperative
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1936
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Bronx and serves members in the NY area. Currently serving 1,950 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
5.42%Used Auto Loan
6.05%Personal Loan
10.23%Credit Card APR
12.90%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NY
Lowest rates currently reported by credit unions in NY (NCUA Q1 2026).
Niagara Falls, NY
Medford, NY
Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Compare Rates in Bronx
See how VAN CORTLANDT COOPERATIVE stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
3.1
18 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
mari
6 months ago
Don’t even bother getting involved with this bank there’s a reason that rarely anyone knows about it. They take forever to deliver your card and they don’t even bother to reach out to you. Their app is so buggy and weird and CLEARLY needs updates. And not to mention they’re lazy because well, just look at their schedule. Don’t even bother.
Brenda D.
6 months ago
Talk about barely communicating. If you’re looking to get a card, try somewhere else that *WONT* waste your time.
Alex
4 years ago
One word: Predatory! They charge fees for absolutely everything. On top of that, they hide behind, "it was in the material we provided when the account was opened." Not to sound like an ageist, but if the account owner is pushing 80, and has health issues, they're not really going to remember the fine print. Wouldn't it be kind to remind a customer of the rules when you see they've incurred $100s in fees, especially when their account is very low due to being on a fixed income? It's disgusting how money hungry this place is, and how seemingly little regard they have towards the elderly.
Jon Moscow
10 years ago
We have been members since 1984. Even when we moved to NJ from the Amalgamated, we have remained very satisfied members. Customer service is amazing and the financial aspects of "banking" (credit unioning?) are great. Unbeatable! If you are eligible, join, and have all your eligible family members join. Jon
Monay Boone
6 months ago
never come here unless you want you’re cash/card to never show up
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(718) 549-5858Website
Visit WebsiteMembers
1,950
Total Assets
$54.9M
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile