CANANDAIGUA is an NCUA-insured credit union located in CANANDAIGUA, NY. New auto loan rates from 6.99% APR. Google rating: 4.8 out of 5 from 5 reviews.

Canandaigua

3210 EASTERN BLVD, Canandaigua, NY 14424

NCUA Insured4.8 (5 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Canandaigua, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3210 EASTERN BLVD

Canandaigua, NY 14424

Google Maps 🗺Waze

(585) 394-2436

Service Area

This credit union is located in Canandaigua and serves members in the NY area. Currently serving 1,969 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.99%

Used Auto Loan

8.99%

Personal Loan

10.99%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q1 2026).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

Suffolk— Used Auto Loan

Medford, NY

2.59%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Canandaigua

See how CANANDAIGUA stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Canandaigua →Best Personal Loan Rates in Canandaigua →Best Credit Card Rates in Canandaigua →All Credit Unions in Canandaigua →

Member Reviews

4.8

5 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jeffery Ball

6 years ago

My experience with Canandaigua Federal Credit Union has been suburb without any complaints! We met, sat down, made a plan and put it into action quickly and efficiently. Proud to be a Member! Thank you. :)

woodspirit98

2 years ago

Always had excellent service. Just confused why the online banking is messed up now for three days without any notice from the credit union. It shows all of my loans that I had in the past that were already paid in full 7 years ago. Everything on it says error. Apparently they are closed tomorrow (Monday) also, so no way to find out what's happening to my money or bills.

Big MAMAH

4 years ago

CFCU has been a great place to bank with. I have always had great rates on loans and have been able to pay them off pretty quick. The staff is always very patient and answers questions promptly.