Nova
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1934
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Charlotte, NC may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1934
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Charlotte and serves members in the NC area. Currently serving 11,107 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
5.99%Used Auto Loan
5.99%Personal Loan
16.00%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NC
Lowest rates currently reported by credit unions in NC (NCUA Q1 2026).
Durham, NC
Greensboro, NC
Goldsboro, NC
Goldsboro, NC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(6 total)
Compare Rates in Charlotte
See how NOVA stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
3.3
86 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Maria Putman
5 months ago
I’ve been looking all over Charlotte for a great shared branch since I’m a barber and deposit cash tips weekly. After a lot of frustration trying to find the right place, I finally came here—and I’m so glad I did. They made the entire process quick and easy, even on New Year’s Eve! I’ve officially found my new go-to branch.
Justin Green
3 years ago
If you are in need of a shared branch, I recommend picking a different location. Not only Nova Credit Union make all shared branch users go through the drive through (which I’ve never heard of until today) they are extremely slow even with no one inside the branch. All I can say is do better Nova Credit Union this is terrible service.
Deborrah Williams
a year ago
I would like to give a Big Shout out to Latecia at Mulberry Church Rd. location. She educated me on certain aspects of my account that I didn't know and I have been a member for over 30 years. She was very nice and had a pleasant attitude. Thanks for people like her on your staff. She is a great asset to the company.. Keep Her! ❤️
MONICA STEVENSON
a year ago
My experience with NOVA was seamless. Brandon guided me through the entire process without any difficulty. I hadn't bought a car in a long time and NOVA had competitive rates. I highly recommend Brandon Thomas who is knowledgeable, professional and patient. I found everyone at the branch to be welcoming and helpful.
Ms Dee
4 years ago
My experience today with this branch was horrible. EVERY time I use this shared branch, it’s an issue. My CU is affiliated with this one sadly & they have the lobby closed. I thought it would be a quick transaction to DEPOSIT money into my account. I pulled in & got into a long line of cars with only two open lanes. I waited about 40 minutes until it was my turn. Once I pulled in & provided my account number, the teller couldn’t find my account. I called my CU in Tennessee & asked for my savings account number. Then, the teller asked for my old TN license. Of course, I didn’t have it. So I asked the TN teller on the phone to upload the NC license. While waiting for that, I was cursed out by the customer behind me, & the teller asked me to circle the building again to get back in line. The branch manager walked outside & told me he was calling the police. All that for a DEPOSIT? It was an awful customer service experience & I hope NO ONE goes to this branch & deals with service like this.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(704) 392-3418Website
Visit WebsiteMembers
11,107
Total Assets
$120.6M
Year Opened
1934
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile