ASHLAND COMMUNITY is an NCUA-insured credit union located in Ashland, OH. New auto loan rates from 6.09% APR. Google rating: 3.3 out of 5 from 26 reviews.

Ashland Community

PO Box 682, Ashland, OH 44805

NCUA Insured3.3 (26 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Ashland, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness Loans

Location & Directions

Address

PO Box 682

Ashland, OH 44805

Google Maps 🗺Waze

(419) 289-6211

Service Area

This credit union is located in Ashland and serves members in the OH area. Currently serving 2,706 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.09%

Used Auto Loan

6.32%

Personal Loan

7.60%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q1 2026).

540 I.B.E.W.— New Auto Loan

Massillon, OH

3.79%

Dynamic— Used Auto Loan

Celina, OH

4.25%

Doy— Personal Loan

Youngstown, OH

5.78%

Toledo Fire Fighters— Credit Card APR

Toledo, OH

6.62%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Ashland

See how ASHLAND COMMUNITY stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Ashland →Best Personal Loan Rates in Ashland →Best Credit Card Rates in Ashland →All Credit Unions in Ashland →

Member Reviews

3.3

26 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Eric Thomas

a year ago

No online banking and never opened when you need them. Horrible banking experience with my car loan. I will never use the credit union for any thing. I suggest no one else does as well.

Brenda Eberz

3 years ago

I have been making double payments due to you have to mail your payments in and the postal service seems slow. Added you can't get to this facility due to their hours. After 36 payments received calls that I am late when I was not. They had to find the payments applied to another account. I had to take my time to figure this out. This happened about 4 times. Was told it is illegal to make double payments. So I was late one month and was charged a late fee. Really, I will be paying this off soon and wouldn't recommend using this credit union. They make mistakes and nothing happens and they use my money with no adjustment. You would think that they would love to have the money. I won't use them again. You have to send a check.

The Snapperhead

11 years ago

Preapproved for an auto loan, found a vehicle I wanted and called them on a Friday to set up paperwork which takes about 10 minutes. They couldn't take me that Friday or Saturday so by that time to vehicle was sold. I explained that to them, they didn't care. Closed my account, don't make a mistake and open one.

William Fassnacht

5 years ago

Staff is Friendly. No option to make Vehicle Payment online unless you use their Checking/Saving Account, Closed earlier than any other bank, will not accept Principal-Only payment at the same time as normal payment, AND closed on Wednesday....The middle of the week. Would not reccomend Vehicle loan here.

Naomi

5 years ago

Their hours are ridiculousel for those of us who work third shift. Opening at 9am makes it nearly impossible for anything to get done before going to bed when it seems direct deposit doesn't work till they open.