APCI is an NCUA-insured credit union located in Lehigh Valley, PA. New auto loan rates from 3.99% APR. Google rating: 4.0 out of 5 from 22 reviews.

Apci

PO Box 20147, Lehigh Valley, PA 18002

NCUA Insured4.0 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 20147

Lehigh Valley, PA 18002

Google Maps 🗺Waze

(800) 821-5104

Service Area

This credit union is located in Lehigh Valley and serves members in the PA area. Currently serving 17,438 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

3.99%

Personal Loan

9.75%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q1 2026).

Pinpoint— New Auto Loan

Milton, PA

2.44%

Corner Post— Used Auto Loan

Wilkes Barre, PA

3.75%

Freedom— Personal Loan

Warminster, PA

3.99%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Lehigh Valley

See how APCI stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Lehigh Valley →Best Personal Loan Rates in Lehigh Valley →Best Credit Card Rates in Lehigh Valley →All Credit Unions in Lehigh Valley →

Member Reviews

4.0

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Steve Wereley

7 months ago

I’ve been banking here for about 15 years. There are some quirks, like shorter hours than a big commercial bank, but the customer service is unmatched and the rates are unbeatable. Highly recommend!

Kyle Speck

5 months ago

I have had a great experience with this credit union for 15+ years.

Veronica Phillips

2 years ago

We have been members for more than 25 years and love the credit union! You cannot beat their rates or loans terms. They have contributed significantly to the accomplishment of our financial plans for the last 2 1/2 decades! Highly recommend them!

donovan horninger

2 years ago

If you want the bank that can’t figure out how to provide contactless cards and will also give you cards where the chip will stop working within 3 months, this is the bank for you 🙌. On my 4th debit card within 1.5 years from this bank that really sucks. Only keeping them because I have an auto loan with them so I’m stuck with em.

j. cusat

2 years ago

I have always had a great experience working with the people at this credit union. Very good at their jobs and very willing to help. excellent job with all concerned.