PHILADELPHIA is an NCUA-insured credit union located in Philadelphia, PA. New auto loan rates from 3.77% APR. Google rating: 3.8 out of 5 from 59 reviews.

Philadelphia

12800 Townsend Rd, Philadelphia, PA 19154

NCUA Insured3.8 (59 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Philadelphia, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1951

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

12800 Townsend Rd

Philadelphia, PA 19154

Google Maps 🗺Waze

(215) 934-3500

Service Area

This credit union is located in Philadelphia and serves members in the PA area. Currently serving 122,105 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

3.77%

Used Auto Loan

4.25%

Personal Loan

8.62%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q1 2026).

Pinpoint— New Auto Loan

Milton, PA

2.44%

Corner Post— Used Auto Loan

Wilkes Barre, PA

3.75%

Freedom— Personal Loan

Warminster, PA

3.99%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Compare Rates in Philadelphia

See how PHILADELPHIA stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Philadelphia →Best Personal Loan Rates in Philadelphia →Best Credit Card Rates in Philadelphia →All Credit Unions in Philadelphia →

Member Reviews

3.8

59 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

zee

4 months ago

What a great group of professionals they have here. I have been struggling for over a week with a case of fraud and everyone I talked to, especially Shakema, have been nothing but courteous, informative, and helpful. I don’t know how I would be navigating this situation without her help!

Jason Cappo

3 months ago

Notasha was efficient and very friendly! 5 stars to the chestnut st branch.

Ashley Garside

2 years ago

I get cash back on atm fees. They helped answer all of my questions about IRAs and Credit building and helped me open many accounts with little to no issues. They are all honest and extremely informative. I’ve been a loyal customer for 12 years and have never thought about changing banks. I love pfcu.

8 months ago

This is the worst bank ever! They slow as hell! App works when it wants to! Still haven't received checks and its been over a month! I hate it! If could give then -0 I would!