UNION FIDELITY is an NCUA-insured credit union located in Houston, TX. New auto loan rates from 5.86% APR. Google rating: 4.5 out of 5 from 25 reviews.
NCUA Insured
Member-Owned
1 charter
Established in 1962
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups β including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website βNCUA Insured β deposits protected up to $250,000
Member-Owned β not-for-profit cooperative
1 charter
Established in 1962
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Houston and serves members in the TX area. Currently serving 5,943 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
5.86%Used Auto Loan
9.23%Personal Loan
13.17%Credit Card APR
13.90%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union β not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q1 2026).
Odessa, TX
Palestine, TX
Amarillo, TX
Kerrville, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
See how UNION FIDELITY stacks up against other credit unions nearby β sorted by lowest APR.
4.5
25 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJames Stewart
5 months ago
This place treats you like family!! All of the staff is super friendly; they have incredible rates and are very empathetic with the real issues life may throw at you! I am very blessed to be a member of this family!! Highly recommend!
Mary Nguro
a year ago
Superb Customer service! I worked with Brenda to help get some documents notarized through my sibling in Texas while I am in Pennsylvania. She was very efficient with everything she did and printed documents and had everything scanned and sent back to me so fast! She was very efficient and communicated with me via phone and email regarding the whole process! I truly wish this bank was in my state!! Iβm envious of Huston, TX. Itβs very rare to see exceptional service such as this in MD, where Iβm originally from, and some places in PA.
ROBERT NEWHOUSE
10 months ago
Esmeralda went above and beyond to help me out getting my loan approved very quickly when I was in a bind I can't thank her enough.
Christyn Carlisle
2 years ago
This credit union has mastered the business/personal relationships with its members, heavy emphasis on "personal." They are simply the best.
Tylor Karstedt
a year ago
Costs 3% to deposit your own money to an account. App is almost worthless.
Weekdays 9amβ4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(713) 869-9053Website
Visit WebsiteMembers
5,943
Total Assets
$28.1M
Year Opened
1962
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile