ILA 1351 is an NCUA-insured credit union located in La Porte, TX. New auto loan rates from 6.19% APR. Google rating: 5.0 out of 5 from 6 reviews.

Ila 1351

10920 Spencer Hwy, La Porte, TX 77571

NCUA Insured5.0 (6 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness LoansCredit Cards

Location & Directions

Address

10920 Spencer Hwy

La Porte, TX 77571

Google Maps 🗺Waze

(281) 470-1813

Service Area

This credit union is located in La Porte and serves members in the TX area. Currently serving 1,054 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.19%

Used Auto Loan

7.00%

Personal Loan

12.49%

Credit Card APR

10.00%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in TX

Lowest rates currently reported by credit unions in TX (NCUA Q1 2026).

Complex Community— New Auto Loan

Odessa, TX

1.90%

Mopac Employees— Used Auto Loan

Palestine, TX

2.99%

City— Personal Loan

Amarillo, TX

5.11%

Texhillco School Employees— Credit Card APR

Kerrville, TX

3.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Compare Rates in La Porte

See how ILA 1351 stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in La Porte →Best Personal Loan Rates in La Porte →Best Credit Card Rates in La Porte →All Credit Unions in La Porte →

Member Reviews

5.0

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

NORWOOD GREENE,III

6 years ago

Easy to notice from the street in normal traffic. Wheelchair accessible parking lot structure and entrances. Courteous staff. Great interest rates. Offers great way credit to build. Checking and savings accounts available.