S.T.E.C. is an NCUA-insured credit union located in NURSERY, TX. New auto loan rates from 4.50% APR.
NCUA Insured
Member-Owned
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
NCUA Insured โ deposits protected up to $250,000
Member-Owned โ not-for-profit cooperative
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Nursery and serves members in the TX area. Currently serving 686 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
4.50%Used Auto Loan
4.50%Personal Loan
8.50%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union โ not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in TX (NCUA Q1 2026).
Odessa, TX
Palestine, TX
Amarillo, TX
Kerrville, TX
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
See how S.T.E.C. stacks up against other credit unions nearby โ sorted by lowest APR.
Weekdays 9amโ4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(361) 485-6125Members
686
Total Assets
$5.6M
Year Opened
1968
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile