802 is an NCUA-insured credit union located in Barre, VT. New auto loan rates from 7.49% APR. Google rating: 3.9 out of 5 from 8 reviews.

802

PO Box 745, Barre, VT 05641

NCUA Insured3.9 (8 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Barre, VT may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 745

Barre, VT 05641

Google Maps 🗺Waze

(802) 479-9411

Service Area

This credit union is located in Barre and serves members in the VT area. Currently serving 42,126 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

7.49%

Used Auto Loan

8.99%

Personal Loan

15.99%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VT

Lowest rates currently reported by credit unions in VT (NCUA Q1 2026).

Members 1st— New Auto Loan

Brattleboro, VT

4.13%

St. Patrick'S Parish— Used Auto Loan

Fairfield, VT

5.10%

Green Mountain— Personal Loan

South Burlingto, VT

10.50%

North Country— Credit Card APR

Burlington, VT

7.45%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Compare Rates in Barre

See how 802 stacks up against other credit unions nearby — sorted by lowest APR.

Best Car Loan Rates in Barre →Best Personal Loan Rates in Barre →Best Credit Card Rates in Barre →All Credit Unions in Barre →

Member Reviews

3.9

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Eldon A-B

3 years ago

Absolutely the best local credit union around. They treat you with respect, know you by name and not a number. Reminds me of the old days of small credit unions. Back before they were all gobbled up by the larger credit unions. I always enjoy my experience with 802.

Nancy Cutler

9 months ago

Always find the staff welcoming and supportive. Questions are answered and they help me stay on track as life can get complicated.

Jeff Lackey

7 years ago

I find it ridiculous to have to pay $5 for being a non member to cash a check there that is from there bank! First time I ever been charged to cash a check that’s from the bank I went to. I hear some banks do this I guess but I still think that’s ridiculous! I won’t go there or ever use the bank again personally.