Frederiksted
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Frederiksted, VI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1952
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Frederiksted and serves members in the VI area. Currently serving 2,982 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
7.50%Used Auto Loan
12.00%Personal Loan
15.00%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in VI
Lowest rates currently reported by credit unions in VI (NCUA Q1 2026).
Christiansted, VI
Christiansted, VI
Christiansted, VI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Compare Rates in Frederiksted
See how FREDERIKSTED stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
4.4
9 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Todd Thomas
a year ago
Very friendly customer service. It is great to have a local banking option on the west end of St Croix.
Carmen Gotay
5 years ago
The personnel is very pleasant always willing to HELP ARE very cooperative.
brianna nicholson
5 years ago
Customer service was very low, to the point of disrespectful and I do not want them having my business.
Agatha “Agie” Sackey
5 years ago
Friendly, prompt, courteous service. Covid precautions in place.
samuel flemming
5 years ago
Friendly, helpful,and efficient employees .
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(340) 772-0435Website
Visit WebsiteMembers
2,982
Total Assets
$24.4M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile