Kemba Charleston
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Dunbar and serves members in the WV area. Currently serving 3,420 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
5.32%Used Auto Loan
6.32%Personal Loan
12.60%Credit Card APR
12.50%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in WV
Lowest rates currently reported by credit unions in WV (NCUA Q1 2026).
New Martinsvill, WV
Wheeling, WV
Hilltop, WV
Martinsburg, WV
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Compare Rates in Dunbar
See how KEMBA CHARLESTON stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
4.0
23 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Jared Casdorph
2 years ago
My father has been going there for many years, because of that I also have banked with them And have even had a vehicle loan with them. They are the nicest, most polite people I have ever met. With their positive attitudes and the knowledge they have i more than recommend everyone to bank with Kemba.. I guarentee if you start banking there you and your family will for many years.
The Obscurity
a year ago
Love this place! They treat me like a friend, not just an account number. Helpful when I have silly questions. Best CU I've ever been a member of!
Holly Buscher
4 years ago
Most of the people there are nice, willing to help. Not giving it a full five star rating because when I went to go see about financing my car a few months ago, Unprofessional employee came outside asked me what I wanted and was real rude and judgmental. Besides that everyone else was sweet.
Tommy Woodson-Hall
7 years ago
**Update: Kemba has improved tremendously. They have friendly staff and it has been a great experience every time I have visited the bank recently. I have updated the review because they truly deserve it. Tommy W.
Laura Ratliff
4 years ago
I've been with kemba for 20 years never had a probablem getting a loan and if I did they bent over backwards to fix the problem. Love them fine lady's. Always egar to help.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(304) 768-5700Website
Visit WebsiteMembers
3,420
Total Assets
$45.7M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile