WVU EMPLOYEES is an NCUA-insured credit union located in Morgantown, WV. New auto loan rates from 6.65% APR. Google rating: 4.5 out of 5 from 22 reviews.

Back to Morgantown credit unions

Wvu Employees

448 Harding Ave, Morgantown, WV 26505
NCUA Insured4.5 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

448 Harding Ave

Morgantown, WV 26505

Service Area

This credit union is located in Morgantown and serves members in the WV area. Currently serving 6,034 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q1 2026 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Why this matters

These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.

Source: NCUA Federally Insured Credit Unions list, Q1 2026.

Loan Rates

Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.

New Auto Loan

6.65%

Used Auto Loan

7.57%

Personal Loan

12.26%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WV

Lowest rates currently reported by credit unions in WV (NCUA Q1 2026).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Compare Rates in Morgantown

See how WVU EMPLOYEES stacks up against other credit unions nearby — sorted by lowest APR.

Member Reviews

4.5

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Alexx Ayersman

Alexx Ayersman

6 months ago

This bank and its employees are genuinely so helpful and kind. I highly recommend working with them! They'll answer all questions promptly and kindly. Mike is a pleasure to work with!

Avyanna Nadeau

Avyanna Nadeau

8 months ago

My husband called and talked to a loan officer cause we were looking at refinancing. Drove 1.5-2 hours just to get told they wouldn’t take us because we don’t have any association with WVU. Would’ve been nice to know before wasting the trip up there.

Keri McDaniel

Keri McDaniel

a year ago

this has been my bank since my mom opened up my account when i was a kid. truly the sweetest people in the office. always available to answer questions. Theresa has known me my whole life. so when i stop in its like stopping to say hi to family.

James Walden

James Walden

a year ago

I have been with the Credit Union for over 40 years. Excellent service. Everyone is great! I never recieved service from a standard bank like these folks. Recommend to anyone!!

Kylene Fizer

Kylene Fizer

2 years ago

This credit union is the best!! The employees are so kind and helpful, Carter is always so sweet! I am so grateful to be apart of a wonderful bank with great people! Thank you all for all you do!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).

Other Credit Unions in Morgantown

More NCUA-insured options nearby.

See all in Morgantown