Peoples
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1965
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Nitro, WV may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1965
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Nitro and serves members in the WV area. Currently serving 10,760 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q1 2026 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Why this matters
These metrics show how well the credit union manages money and risk. A financially healthy credit union is more stable and better positioned to offer competitive rates to members.
Source: NCUA Federally Insured Credit Unions list, Q1 2026.
Loan Rates
Rates sourced from NCUA call report data (Q1 2026). Contact the credit union for current rates and terms.
New Auto Loan
6.69%Used Auto Loan
9.04%Personal Loan
9.59%Important: Rates are sourced from NCUA call report filings (Q1 2026) and reflect weighted averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in WV
Lowest rates currently reported by credit unions in WV (NCUA Q1 2026).
New Martinsvill, WV
Wheeling, WV
Hilltop, WV
Martinsburg, WV
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(4 total)
Compare Rates in Nitro
See how PEOPLES stacks up against other credit unions nearby — sorted by lowest APR.
Member Reviews
4.4
63 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Lee Maxey
6 months ago
Was told that I could access my credit union account here, yea unless you have an account here there's no access
Elijah Farley
3 years ago
I had a good experience with them a few years ago. They were kind and helpful. I wish I knew the lady's name who assisted me then because I'd be more than happy to work with her. This time I tried applying for a vehicle loan, and the woman I spoke to was rude and refused to assist me with my concerns. She also kept telling me I was wrong when I was speaking about my own personal experience with them in the past. I guess I'll be switching to a new credit union for this loan.
Cameron Miller
a year ago
This place needs to be checked for it's hiring practices. All Women who will deny a loan just because they feel like it. Went in there with $5000 and they ignored and talked down to me.
Maria t jones
a year ago
I love them they are very nice and very helpful to everyone . It's nice to go in and see a smile on everyone's face . Beautiful People 💕
Diana Saunders
2 years ago
Been banking here for 25 years. They are beyond any doubt the best experience I have ever had with any financial institution! I would give them 10 stars!! 5 just isn't enough
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(304) 722-2274Website
Visit WebsiteMembers
10,760
Total Assets
$131.3M
Year Opened
1965
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile