Auto Loans · Antioch, California
3 credit unions in Antioch report car loan rates to the NCUA. Rates range from 5.54% to 6.85%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
5.54%
Lowest New Car Rate
6.00%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DELTA SCHOOLS ★ 4.7 · 27 reviews | 5.54% | 6.92% |
| 2 | ANTIOCH COMMUNITY ★ 3.3 · 15 reviews | 5.60% | 6.77% |
| 3 | DOW GREAT WESTERN ★ 4.3 · 14 reviews | 6.85% | 6.79% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | ANTIOCH COMMUNITY ★ 3.3 · 15 reviews | 6.77% | 5.60% |
| 2 | DOW GREAT WESTERN ★ 4.3 · 14 reviews | 6.79% | 6.85% |
| 3 | DELTA SCHOOLS ★ 4.7 · 27 reviews | 6.92% | 5.54% |
A pre-approval from a Antioch credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Antioch in the same window and take the best offer.
See member reviews, branch locations, and full rate details.