Auto Loans · Dublin, California
1 credit union in Dublin report car loan rates to the NCUA. Lowest rate: 5.89%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
5.89%
Lowest New Car Rate
5.89%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PATELCO ★ 3.3 · 50 reviews | 5.89% | 6.14% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PATELCO ★ 3.3 · 50 reviews | 6.14% | 5.89% |
A pre-approval from a Dublin credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Dublin in the same window and take the best offer.
See member reviews, branch locations, and full rate details.