Auto Loans · Pasadena, California
6 credit unions in Pasadena report car loan rates to the NCUA. Rates range from 5.26% to 6.74%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
5.26%
Lowest New Car Rate
5.88%
City Average Rate
6 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | WESCOM CENTRAL ★ 3.8 · 101 reviews | 5.26% | 6.36% |
| 2 | THE FIRST FINANCIAL ★ 4.5 · 10 reviews | 5.49% | 5.09% |
| 3 | FIRST CITY ★ 4.0 · 46 reviews | 5.74% | 5.99% |
| 4 | PASADENA ★ 3.3 · 76 reviews | 5.75% | 9.24% |
| 5 | E-CENTRAL ★ 3.3 · 65 reviews | 6.30% | 7.76% |
| 6 | L. A. ELECTRICAL WORKERS CREDIT UN. ★ 3.1 · 19 reviews | 6.74% | 7.74% |
6 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | THE FIRST FINANCIAL ★ 4.5 · 10 reviews | 5.09% | 5.49% |
| 2 | FIRST CITY ★ 4.0 · 46 reviews | 5.99% | 5.74% |
| 3 | WESCOM CENTRAL ★ 3.8 · 101 reviews | 6.36% | 5.26% |
| 4 | L. A. ELECTRICAL WORKERS CREDIT UN. ★ 3.1 · 19 reviews | 7.74% | 6.74% |
| 5 | E-CENTRAL ★ 3.3 · 65 reviews | 7.76% | 6.30% |
| 6 | PASADENA ★ 3.3 · 76 reviews | 9.24% | 5.75% |
A pre-approval from a Pasadena credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Pasadena in the same window and take the best offer.
See member reviews, branch locations, and full rate details.