Auto Loans · Fort Lauderdale, Florida
4 credit unions in Fort Lauderdale report car loan rates to the NCUA. Rates range from 1.99% to 4.99%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
1.99%
Lowest New Car Rate
4.11%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | BROWARD HEALTHCARE ★ 3.5 · 45 reviews | 1.99% | 1.99% |
| 2 | WE FLORIDA FINANCIAL ★ 4.1 · 197 reviews | 4.69% | 4.69% |
| 3 | BRIGHTSTAR ★ 4.4 · 268 reviews | 4.75% | 6.99% |
| 4 | CONNECT CREDIT UNION ★ 4.2 · 61 reviews | 4.99% | 4.99% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | BROWARD HEALTHCARE ★ 3.5 · 45 reviews | 1.99% | 1.99% |
| 2 | WE FLORIDA FINANCIAL ★ 4.1 · 197 reviews | 4.69% | 4.69% |
| 3 | CONNECT CREDIT UNION ★ 4.2 · 61 reviews | 4.99% | 4.99% |
| 4 | BRIGHTSTAR ★ 4.4 · 268 reviews | 6.99% | 4.75% |
A pre-approval from a Fort Lauderdale credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Fort Lauderdale in the same window and take the best offer.
See member reviews, branch locations, and full rate details.