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Credit Cards · Fort Lauderdale, Florida

Best Credit Union Credit Card Rates in Fort Lauderdale, Florida

4 credit unions in Fort Lauderdale report credit card APRs to the NCUA. Rates range from 8.49% to 16.15%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

8.49%

Lowest Card APR

11.66%

City Average APR

Credit Card APRs — Fort Lauderdale, Florida

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1BROWARD HEALTHCARE

★ 3.5 · 45 reviews

8.49%18.00%
2CONNECT CREDIT UNION

★ 4.2 · 61 reviews

9.49%16.50%
3BRIGHTSTAR

★ 4.4 · 268 reviews

12.49%11.99%
4WE FLORIDA FINANCIAL

★ 4.1 · 197 reviews

16.15%11.25%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Fort Lauderdale could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Fort Lauderdale credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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