Auto Loans · Wailuku, Hawaii
2 credit unions in Wailuku report car loan rates to the NCUA. Rates range from 5.00% to 5.28%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
5.00%
Lowest New Car Rate
5.14%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MAUI COUNTY ★ 3.8 · 19 reviews | 5.00% | 6.50% |
| 2 | MAUI TEACHERS ★ 4.0 · 4 reviews | 5.28% | 5.48% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | MAUI TEACHERS ★ 4.0 · 4 reviews | 5.48% | 5.28% |
| 2 | MAUI COUNTY ★ 3.8 · 19 reviews | 6.50% | 5.00% |
A pre-approval from a Wailuku credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Wailuku in the same window and take the best offer.
See member reviews, branch locations, and full rate details.